The Two Types of Federal Student Loans Available for Graduate Students

Many Students Don't Know

The steps to request federal aid can be completed even before you are accepted into Fielding. Waiting until the last minute to apply for aid can lead to unexpected and often lengthy delays.

Financial Aid Checklist

Am I Eligible to Receive Federal Student Loans?

Federal student loans for graduate students are not need-based. This means that to receive these loans you are not required to show financial need and your income information is not used to determine your eligibility. A few of the basic eligibility requirements are:

How Much Can I Borrow?

The Federal Direct Unsubsidized loan has both yearly and lifetime borrowing limits.

Students who have reached their yearly or lifetime borrowing limit in the Unsubsidized loan can obtain additional funding using the Direct PLUS loan program. The Direct PLUS loan has no lifetime borrowing limit as long as credit requirements are met, but it is capped by the yearly Cost of Attendance (COA) budget which includes tuition, books/supplies, transportation (for programs with in-person events), room/board, and personal expenses.